- CA : 1001 Wilshire Blvd, Los Angeles, CA 90017
- NY: 1178 Broadway, 3rd Floor #3067, New York, NY 10001
Growth decisions shouldn’t come down to guesswork. Our business financial planning services turn your numbers into forecasts, budgets, and models you can actually plan around, so you know your runway, your targets, and what each big move costs before you make it.
Led by a CPA, we provide strategic financial planning that builds trustworthy models for investors and lenders. We create scenario plans that help you maintain control, whether you’re growing, raising funds, or navigating uncertainty.
Happy Clients
Years in industry
Strong team
Many businesses have financial plans that don't reflect reality. They struggle with unreliable forecasts, untrustworthy budgets, and unclear reports. Our CPA-led financial planning services address these issues by creating reliable models and projections. This gives leaders clear visibility and helps them make informed decisions instead of relying on guesswork.
Problem: You're struggling to manage cash flow and can't see what's ahead.
Fix: We build cash flow projections that show your runway and next moves clearly.
Problem: Inconsistent, unreliable forecasting makes planning impossible.
Fix: We build financial forecasts tied to your actual operations, not guesswork.
Problem: You're uncertain about budgeting, and it never matches reality.
Fix: We build budgets and scenario plans you can actually run the business by.
Problem: You lack a comprehensive financial strategy to guide decisions.
Fix: We turn your numbers into a strategy that connects to real growth goals.
Problem: Weak numbers make it hard to secure investment and funding.
Fix: We build the financial models investors and lenders actually trust.
Problem: You're unclear on valuation and the metrics that matter.
Fix: We clarify your valuation and the KPIs that drive real decisions.
Problem: You need better visibility into financial risk before it hits.
Fix: We build frameworks that surface risk early, so you plan around it.
Problem: You're overwhelmed by financial reporting that lacks real insight.
Fix: We deliver clear reporting and analysis that shows what's really happening.
Business financial planning isn't one deliverable; it's the models, forecasts, and analysis that let you plan growth with confidence. Here's what our CPA-led financial planning and analysis services cover.
Three-statement models and driver-based projections that show how your decisions play out, built to hold up in front of investors and lenders.
Rolling forecasts tied to your actual operations, so you always know your runway, revenue trajectory, and where the numbers are heading.
Budgets built around your real goals, not last year's figures with a percentage added, with variance tracking so you stay on plan.
Best-case, base-case, and worst-case models, so you can pressure-test big moves before you commit and plan around risk.
Forward-looking cash flow projections that surface crunches early and show exactly what you can afford, and when.
The models, projections, and metrics that get you investment-ready and support the raise, from data room to diligence.
The metrics that actually drive your business, tracked and analyzed, so leadership sees performance clearly and acts early.
We connect the numbers to a strategy for growth, capital, and profitability. For the ongoing CFO role behind it, see our CFO services.
We start by getting inside your numbers, cash flow, margins, historical performance, and the growth goals you're planning toward. We find where your current planning breaks down and what the data isn't telling you yet.
We build your financial model, forecasts, and budget: three-statement, driver-based, and tied to your actual operations. You get projections you can trust and scenarios you can pressure-test before you commit.
We turn the model into decisions: runway, funding needs, KPIs, and the risks to plan around. You get clear analysis that connects the numbers to your next move, scaling, raising, or steering through uncertainty.
We keep the plan live, updating forecasts as things change, tracking actuals against plan, and flagging what needs attention, so your financial plan stays a decision tool, not a document that goes stale.
Ledger Labs consistently delivered high-quality work on time, demonstrating their reliability and commitment to meeting deadlines. Their punctuality in delivering reports and updates helped maintain smooth business operations and strategic planning. Their ability to adapt to changing needs and provide flexible solutions was a standout feature. Whether it was adjusting the scope of work or refining financial processes, Ledger Labs showcased a strong commitment to meeting the evolving needs of the business.
Jason Carter
You can find basic accounting services anywhere, but what matters is a team that understands your business model and industry-specific financials. Our outsourced accounting is designed to fit how your business runs, using tailored systems, benchmarks, and reports instead of standard templates.
Channel-level sales, payouts, ad spend, and fulfillment costs, reconciled to the penny. We turn multi-platform chaos into clean margins you can actually read.
Job costing, COGS, and inventory tied back to the floor. We clear the bottlenecks, so you know exactly what each product costs to make.
Entity-by-entity books and property-level P&Ls, clean enough for investors and lenders. Know which properties earn and which ones drain.
Investor-ready financials, burn and runway tracking, and books that scale with every raise. Make confident calls before the cash runs low.
CFO | IRS Enrolled Agent
Gary started Ledger Labs in 2014 and has helped over 2,000 ecommerce businesses improve their finances. He focuses on CFO services, setting up ERP systems such as NetSuite, Odoo, and QuickBooks, and automating financial processes for growing online brands.
Operations Manager
Allison is a Certified Public Accountant (CPA) and a member of the AICPA. She oversees operations at Ledger Labs, ensuring accurate, compliant financials for hundreds of clients. With experience in both public and private accounting, she builds scalable systems that support fast-growing ecommerce businesses.
Operations Manager
Accountant
Matt brings 7+ years of accounting experience across ecommerce, SaaS, and technology. He specializes in financial reporting, month-end close management, and ERP implementations (including NetSuite transitions). Matt ensures our clients get accurate, timely financials they can rely on for growth decisions.
Accountant
| Feature | Ledger Labs' Financial Planning & Analysis Services | Other Services |
|---|---|---|
| Financial Forecasting and Scenario Planning | Dynamic forecasting models aligned with operational realities and strategic goals | Static projections disconnected from real business conditions |
| Budget Structuring and Management | Flexible budgeting frameworks tied to departmental KPIs and company growth plans | Rigid budgets that ignore operational shifts and market dynamics |
| Real-Time Financial Dashboards | Custom dashboards giving leadership real visibility into financial health and operational performance | Outdated reports with delayed, incomplete financial insights |
| Cash Flow Modeling and Monitoring | Dynamic cash flow models designed to predict gaps and funding needs ahead of time | Basic cash flow tracking without forward-looking planning |
| Fundraising Financial Support | Investor-ready financials, forecasts, and due diligence materials built to secure funding | Surface-level financials that fail under investor scrutiny |
| Profitability and Cost Analysis | Detailed margin analysis and cost breakdowns to support smarter growth and operational efficiency | Limited cost tracking without actionable insights for margin improvement |
| Transparent Reporting and Communication | Clear updates, documented findings, and real recommendations without technical jargon | Vague reports with limited practical guidance |
| Ongoing Financial Strategy and Support | Continuous financial optimization, growth planning, and scenario analysis as your business evolves | One-time projects with no long-term strategic alignment or updates |
Find out what our customers are saying about our products.
Our years of experience and exposure to various businesses are summarized in these articles!
From saving thousands to scaling fast, these stories highlight how we help businesses grow smarter with real financial strategy and execution.
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We were flying blind on cash, no real forecast, just gut feel and a bank balance. Ledger Labs built us a rolling forecast tied to how the business actually runs. Now I can see a crunch coming months out and plan around it instead of scrambling.
Callum Whitmore Founder & CEO